What constitutes an accident?
An accident refers to a sudden and unforeseen event arising from an external factor that causes an injury or illness. Typical accidents include, for example, slipping, stumbling and falling.
In addition, certain injuries and illnesses manifesting within 24 hours of the accident may be deemed to have been caused by the accident, such as:
- Skin abrasions caused by friction
- Injury or illness caused by a corrosive substance
- Frostbite or hypothermia
- Burns
- Heat-related illnesses
- Injury or illness caused by breathing a gas, vapour or fumes
- Injury or illness caused by significant variation in physical pressure
If you are involved in an accident
If you are involved in an accident, seek medical attention immediately and submit a claim form. Remember to submit your claim within 60 days of the accident.
Further information about compensation is available here: Compensation
Are illnesses eligible for compensation?
In accordance with the Farmers’ Accident Insurance Act, only illnesses caused by the accident are eligible for compensation, such as the inflammation of a wound.
Illnesses not caused by the accident are not eligible for compensation, even if the initial symptoms of the illness are manifested after the accident.
If the accident significantly worsens the condition of an existing injury or illness, the significant worsening may be eligible for compensation under certain conditions.
